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You are thinking of buying? Here is how I can help...

Here is how I can help you when you are in the decision stage:
  • Help you come to the best decision – to buy, sell, rent, stay, move, etc.
  • Offer you a free evaluation of the probable value of your property, if needed.
  • Counsel and inform you on the best timing and order of events.
Here is how I can help you when you are in the preparation stage:
  • Help you identify your needs and desires.
  • Establish a list of characteristics describing the property of your choice.
  • Recommend a mortgage broker or mortgage specialist, depending on your needs.
  • Create a list of properties for sale that meet your criteria.
  • Send additional properties as they appear on the market.
Here is how I can help you when you are in the visits stage:
  • Give you all the pertinent information possible to help you make an informed decision.
  • Find out if there is anything special about the property that you should know.
  • Keep you informed of the activity on properties you have visited.
  • Keep you informed on changes in the real estate market.
Here is how I can help you when you are in the offers stage:
  • Inform you on different offer strategies and recommend an appropriate offer for your case.
  • Make sure all the conditions are timed correctly and clear for all parties.
  • Keep you informed of different financing options that you can use.
  • Represent you in all offers and help you to negotiate the best price and conditions possible.
Here is how I can help you when you are in the finalizing stage:
  • Keep track of the conditions and make sure they are completed in the given deadline.
  • Be present at the notarization.

Did you know ...

  • that in most cases, having a contract with a buying broker does not cost you anything?
  • The selling broker normally splits the commission he gets from the seller with the buyer’s broker.
  • that dealing with the same broker for all your visits could help you stay more objective about your purchase?
  • You will less likely be influenced by the personality of the broker and be able to concentrate on your needs.

Identifying your needs and desires

This step is essential both in terms of your own final satisfaction and in respect to helping you help you to the best of my ability.  It helps me better understand your needs and wants and will save your time and energy by limiting our search to only the most appropriate properties.

I would like to turn your focus on the three following types of criteria (as you’ll see, the fourth doesn’t really count):

1) Essentials

The criteria in this category are imperative. If one of these is missing, buying the immovable would be unthinkable.

Examples :

  • No major renovations to undertake.
  • Buying price under 250,000$.
  • At least 3 bedrooms.
  • Space to park at least 2 vehicles.
  • Not on a major road.

2) Necessities

These are elements that are important for you. If one of these is absent, your satisfaction would be affected, if it does not compromise the possibility of buying the property. 

Examples :

  • Near the primary school.
  • Public transport within 5 minutes walk
  • 2 bathrooms or a laundry room and powder room separate from the main washroom.
  • Available for the 1st of June.
  • Not more than 20 minutes from work.
  • Quiet neighbourhood

3) Desires

These options would be a real asset or a big plus, although if some are absent it would not prevent you from buying.

Examples :

  • Wood stove in the living room.
  • At least 15,000 square feet of land.
  • Attached and heated garage.
  • In-ground swimming pool with a fence around it.
  • Deciduous trees in the back yard.

4) Wish List

Anything on this list is just a wish, really – not something you would really expect to get, and it really shouldn’t influence your decision to buy the place.  It’s just that you kind of like it…

Examples :

  • Master bedroom painted pale blue.
  • Next door to one of your friends.
  • A view on the mountain.
  • A magic door that leads to Scotland.

Obviously, what is “Essential” for one person would be on the “Desires” list for another and what is on the “Necessities” for one person would be something that another would absolutely not want. I invite you therefore to reflect on your personal lists and write them down, as seen in the following chart.

Hint: If you and your spouse are buying together, start by making your lists separately and then get together and reconcile the two lists… They are likely to be a few differences, but many similarities.  Don’t criticise the other’s list – make it a time to get to better know your spouse.

Desires

  • Wood stove in the living room.
  • At least 15,000 square feet of land.
  • Attached and heated garage.
  • In-ground swimming pool with a fence around it.
  • Maple trees in the back yard.

Necessities

  • Near the primary school.
  • Public transport within 5 minutes walk
  • 2 bathrooms or a laundry room and powder room separate from the main washroom.
  • Available for the 1st of June.
  • Not more than 20 minutes from work.
  • Quiet neighbourhood

Essentials

  • No major renovations to undertake.
  • Buying price under 250,000$.
  • At least 3 bedrooms.
  • Space to park at least 2 vehicles.
  • Not on a major road.